Are there any fees associated with investing in risk-free investments?

Investing in riskfree instruments such as government bonds, treasury bills, and bank fixed deposits may have certain fees and charges associated with them. For example, if you invest in government bonds through a broker, you may have to pay a brokerage fee. Similarly, if you invest in fixed deposits, you may have to pay penalties for premature withdrawals. It is important to read the terms and conditions of the investment carefully to understand any fees or charges associated with it.