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What is two-factor authentication in mobile banking?

Curious about mobile banking

What is two-factor authentication in mobile banking?

Twofactor authentication (2FA) is a security process in mobile banking that requires users to provide two different types of information to verify their identity. The two factors typically include something the user knows (such as a password or PIN) and something the user has (such as a mobile device or security token). By requiring two forms of authentication, mobile banking apps can provide an extra layer of security to help prevent unauthorized access to user accounts.

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